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  <url><loc>https://parcelandkey.ca/news/bc-first-time-home-buyer-programs-2026/</loc><news:news><news:publication><news:name>Parcel &amp; Key</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-03T10:45:00-07:00</news:publication_date><news:title>BC first-time home buyer programs in 2026: three benefits, three rulebooks</news:title></news:news></url>
  <url><loc>https://parcelandkey.ca/news/bank-of-canada-rates-bc-home-buyers-2026/</loc><news:news><news:publication><news:name>Parcel &amp; Key</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-03T11:00:00-07:00</news:publication_date><news:title>The Bank of Canada held at 2.25%. Your mortgage rate is still a separate number</news:title></news:news></url>
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