Parcel & Key research dispatch · four-issue launch library
The Closing Brief.
One useful BC rule, cost scenario, or strata lesson—sourced, bounded, and designed to improve the next property decision.
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Rent versus buy starts with the holding period
Issue 004: why time, transaction costs, cash-flow differences, and alternative use of capital matter before any appreciation forecast.
The monthly payment is not the ownership cost
Issue 003: a survival budget for mortgage, strata, tax, insurance, maintenance, and irregular capital exposure.
A reserve balance is not a building-health score
Issue 002: why a BC strata contingency balance only becomes useful when it is reconciled with projects, timing, approvals, and allocation.
The cash-to-close threshold map
Issue 001: what changes—and what does not—at the BC first-time and newly built home exemption thresholds.