01Qualification open
Insurance
A publisher may refer a user without performing insurance activity. Licence verification, written compensation disclosure, approved materials, and attributable policy outcomes are required before activation.
Commercial qualification / reviewed July 28, 2026Qualification before placement.
Qualification before placement.
Consent before introduction.
Parcel & Key is building a small BC provider pilot around verifiable scope, service quality, transparent compensation, and completed outcomes—not purchased rankings or bulk lead resale.
Four launch lanes
Different services. Different gates.
Legal referrals and paid real-estate-agent leads are excluded. Parcel & Key does not collect client files, quote inputs, or property addresses in a provider application.
02Qualification open
Home inspection
The inspector must have a current Consumer Protection BC licence and evidence of the required professional and general liability coverage. Payment cannot buy a ranking or erase scope limits.
03Qualification open
Moving and storage
Business identity, service geography, complaint handling, pricing transparency, insurance or coverage context, and completed-rental attribution are reviewed before a tracked placement.
04Regulatory hold
Mortgage
Applications may enter diligence, but compensated activation is disabled pending written program acceptance and legal review for the BC Mortgage Services Act transition effective October 13, 2026.
Activation standard
Six gates separate an application from a live commercial path.
- 01
Submit
Business contact, public credential, service region, coverage status, commercial model, and attribution capability.
- 02
Verify
Legal identity, public licence or registration, relevant insurance, website claims, complaints route, and service geography.
- 03
Review
Licensing boundary, approved marketing language, compensation disclosure, data minimization, and regulatory transition risk.
- 04
Contract
Written acceptance, payout event, attribution method, reversals, response standard, complaint escalation, and termination right.
- 05
Consent
A consumer sees the named recipient, purpose, data fields, compensation model, and retention context before choosing to share.
- 06
Measure
Accepted, completed, refunded, complained-about, and paid outcomes—not clicks alone—determine whether the pilot remains active.
Outside the pilot
Some revenue is deliberately unavailable.
Legal. Parcel & Key will not accept a client-referral fee from a BC lawyer or law firm.
Real estate. The pilot does not solicit or sell buyer or seller names to agents.
Unverified claims. “Best,” approval, savings, conversion, payout, and service-quality claims require evidence and cannot be purchased.
Consumer data. An application never grants access to newsletter, calculator, decision-file, or first-party interest records.
Commercial boundary
Submitting this application creates only a first-party qualification record. It does not create a partnership, approval, placement, ranking, exclusivity, tracked link, referral fee, data-sharing right, or obligation. Parcel & Key may decline or close an application without activating it.