Tool 08 / Rental economics

BC Rental Property Calculator

Does this BC rental-property scenario survive after vacancy, operating costs, and financing?

Rules reviewed04 AUG 2026CAD estimates · No sign-in
01

Purchase and financing

Use an actual purchase scenario, current mortgage terms, and a separate closing-cost estimate.

02

Rent and vacancy

Use supportable long-term rent and keep other income and vacancy explicit.

03

Operating expenses

Enter recurring operating costs. Mortgage principal and interest remain below the NOI line.

Decision output

Income, NOI, debt service, and cash flow appear separately.

The model is pre-tax and does not assume appreciation, refinancing, rent increases, tax deductions, or a future sale.

Method, sources, and limits

Rules version: bc-property-rules-2026-08-04. Reviewed 2026-08-04. Results are deterministic estimates in Canadian dollars.

This tool does not determine eligibility, approval, coverage, legal responsibility, engineering condition, or future cost. Confirm time-sensitive or property-specific results with the professional responsible for that work.