BC Strata Reserve Health Calculator
Does the current reserve and planned contribution support the stated capital-work horizon?
A contingency reserve balance alone does not establish strata health. Compare the latest balance after approved commitments, the dated work plan, expected contributions, and the applicable allocation method before treating a funding gap as a future special levy.
Funding context—not a levy prediction.
Use this to test whether dated funding assumptions cover a defined planning horizon.
Method, sources, and limits
Rules version: bc-property-rules-2026-08-11. Reviewed 2026-08-11. Results are deterministic estimates in Canadian dollars.
- Province of BC — Contingency reserve fund ↗
- Province of BC — Special levies in stratas ↗
- Strata Property Act — Form B information ↗
This tool does not determine eligibility, approval, coverage, legal responsibility, engineering condition, or future cost. Confirm time-sensitive or property-specific results with the professional responsible for that work.
The estimate is a question list, not a filing decision.
This model applies only the amounts and horizon you enter. It does not decide whether work is needed, approve reserve use, update a depreciation report, determine a valid allocation method, or predict a special levy, vote, loan, insurance claim, or price adjustment.
Read the source-backed guide →Use the result with the right boundary.
Does a large contingency reserve fund mean a strata is healthy?
No. The balance needs context: approved commitments, planned work, report assumptions, annual contributions, actual condition, insurance, and how costs are allocated.
Does an unfunded planning gap prove there will be a special levy?
No. A gap is a question for the strata file. Actual funding can change through updated scopes, reserve use, contributions, borrowing, insurance, owner votes, or work timing.