Buy · New-home GST rebateLinked calculator
Applications are open for Canada's first-time home buyers' GST/HST rebate. See the $1 million full-rebate threshold, phaseout to $1.5 million, timing, application path, and BC closing-cost interaction.
Read the decision guide →Buy · Cost mapLinked calculator
A complete cash-to-close map for BC buyers, from down payment and property transfer tax to adjustments and moving reserves.
Read the decision guide →Buy · AssessmentLinked calculator
Understand BC Assessment values, the July 1 valuation date, property-tax interaction, comparable-sales review, and the appeal path without treating an assessment as a current appraisal or sale price.
Read the decision guide →Buy · ClosingLinked calculator
Understand which closing costs are predictable, which are property-specific, and which require a lawyer, notary, lender, or insurer.
Read the decision guide →Buy · Tax rulesLinked calculator
Current BC property transfer tax brackets with first-time-buyer and newly built home exemption logic.
Read the decision guide →Buy · First purchaseLinked calculator
A practical sequence for financing, exemptions, strata review, insurance, subjects, and closing reserves.
Read the decision guide →Buy · Vancouver condosLinked calculator
How to compare Vancouver condos using documents, building exposure, monthly cost, and decision deadlines.
Read the decision guide →Buy · Strata diligenceLinked calculator
The core records to request, what each can reveal, and how to turn them into professional questions.
Read the decision guide →Buy · Form BLinked calculator
A buyer-focused explanation of Form B information, attachments, timing, and cross-checks.
Read the decision guide →Buy · MinutesLinked calculator
A repeatable way to scan council and general-meeting minutes for cost, governance, insurance, and maintenance signals.
Read the decision guide →Buy · Capital planningLinked calculator
How buyers can use component forecasts, funding models, and report dates without treating them as guarantees.
Read the decision guide →Buy · Special leviesLinked calculator
A scenario method for special levies using project cost, available reserves, unit share, known levies, and uncertainty.
Read the decision guide →Buy · InspectionLinked calculator
How to hire a licensed inspector, understand the limits of a visual inspection, and escalate specialist concerns.
Read the decision guide →Finance · QualificationLinked calculator
Understand the minimum qualifying rate and why a lender’s approval is not a complete ownership budget.
Read the decision guide →Finance · CompareLinked calculator
A neutral comparison of lender access, advice boundaries, compensation, portability, penalties, and service.
Read the decision guide →Finance · Private lendingLinked calculator
Evaluate a private mortgage by purpose, term, fees, payment risk, security, and a credible exit—not rate alone.
Read the decision guide →Analyze · Rent or buyLinked calculator
A transparent framework for housing cash flow, transaction costs, time horizon, uncertainty, and flexibility.
Read the decision guide →Analyze · Ownership costLinked calculator
Build a monthly condo budget that includes financing, building costs, reserves, and renewal stress.
Read the decision guide →Protect · InsuranceLinked calculator
Understand strata insurance, unit-owner coverage, deductibles, improvements, loss assessment, and confirmation questions.
Read the decision guide →Protect · ConveyancingLinked calculator
Compare scope, transaction complexity, conflict needs, pricing, and professional fit without paid ranking.
Read the decision guide →Improve · Renovation
A pre-budget framework for strata approval, permits, access, building rules, contingency, and contractor scope.
Read the decision guide →Move · Possession
Plan mover, strata, storage, utility, overlap, cleaning, and contingency costs around possession.
Read the decision guide →Sell · Net proceedsLinked calculator
Build a defensible BC home-sale budget covering negotiated remuneration, legal and discharge work, preparation, adjustments, taxes, and mortgage payout.
Read the decision guide →Sell · Provincial taxLinked calculator
Understand the provincial short-term holding tax calculation without confusing it with federal income-tax rules or assuming an exemption.
Read the decision guide →Buy · New constructionLinked calculator
Map deposits, GST, property transfer tax, rebates, adjustments, upgrades, occupancy, warranty, and completion cash for a new BC home.
Read the decision guide →Buy · Strata financesLinked calculator
Evaluate a BC strata fee through the operating budget, contingency contribution, unit entitlement, insurance, services, deficits, and capital plan.
Read the decision guide →Buy · Capital reserveLinked calculator
Interpret a contingency reserve fund using the budget, depreciation report, planned projects, allocation, approvals, and actual cash demands.
Read the decision guide →Protect · Insurance exposureLinked calculator
Compare the strata policy, unit-owner coverage, deductible exposure, claims, bylaws, exclusions, and professional questions before relying on insurance.
Read the decision guide →Buy · Completion statementLinked calculator
Understand property-tax, strata-fee, utility, rent, deposit, fuel, and contract adjustments on a BC completion statement.
Read the decision guide →Sell · RemunerationLinked calculator
A neutral guide to negotiating and comparing brokerage remuneration, services, cooperating payments, taxes, termination terms, and seller net proceeds.
Read the decision guide →Analyze · Rental economicsLinked calculator
A source-backed workflow for modelling long-term rent, vacancy, operating expenses, NOI, mortgage debt service, cash flow, cap rate, and cash-on-cash return.
Read the decision guide →Analyze · Cap rateLinked calculator
Calculate capitalization rate from net operating income and purchase price while keeping financing, capital work, and tax outside the ratio.
Read the decision guide →Analyze · Cash flowLinked calculator
Trace rental income through vacancy, operating expenses, mortgage debt service, reserves, and the pre-tax cash result.
Read the decision guide →Finance · Rental mortgageLinked calculator
Prepare the financing file for a BC rental property without assuming the lender will use all rent or approve the modelled payment.
Read the decision guide →Analyze · Expense ledgerLinked calculator
Organize Canadian rental-property operating expenses without confusing cash outflow, current expense, capital expense, or tax deductibility.
Read the decision guide →Buy · Rental due diligenceLinked calculator
A buyer checklist for testing tenancy evidence, restrictions, operating history, physical condition, strata records, insurance, and financing before relying on rent.
Read the decision guide →Protect · Landlord insuranceLinked calculator
Prepare a BC landlord-insurance comparison across building, liability, rental income, deductibles, exclusions, vacancy, water, earthquake, and strata exposure.
Read the decision guide →Analyze · Rent rulesLinked calculator
The current 2026 BC residential rent-increase limit with the once-per-12-month rule, notice requirement, and questions that need RTB confirmation.
Read the decision guide →Protect · Tenancy deposits
A source-led BC guide to security and pet deposits, condition-inspection records, forwarding addresses, written consent, RTB orders, and the end-of-tenancy timeline.
Read the decision guide →Protect · Condition reports
How to prepare, complete, sign, copy, and compare a BC rental condition inspection report without confusing routine documentation with a legal conclusion.
Read the decision guide →Protect · Rental access
A plain-language BC guide to rental-unit entry rules, written notice, reasonable purpose, 24-hour to 30-day timing, permitted hours, consent, emergencies, and monthly inspections.
Read the decision guide →Buy · Strata reserve healthLinked calculator
A buyer-focused way to compare the current contingency reserve fund, approved spending, depreciation-report work, annual contributions, unit entitlement, and unresolved capital risk.
Read the decision guide →Buy · Special levy on saleLinked calculator
A source-led checklist for approved special levies, payment dates, completion, contract terms, Form B disclosures, and the questions buyer and seller should resolve before relying on a price or credit.
Read the decision guide →Analyze · Multiplex feasibilityLinked calculator
A source-led method for showing a BC multiplex revenue case, full cost stack, contingency, target profit, residual land budget, and downside sensitivity without claiming a parcel is viable.
Read the decision guide →